Commercial Mortgages in Canada: A Guide for Edmonton Investors & Business Owners 

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Commercial mortgage edmonton

Owning or investing in commercial real estate in Edmonton presents exciting opportunities for business ventures and wealth creation.

However, securing the right financing can be a complex process, particularly for those unfamiliar with commercial mortgages.

This guide from Mortgage Route, Edmonton’s trusted commercial mortgage brokerage, unpacks the intricacies of commercial mortgages in Canada, empowering you to make informed decisions for your Edmonton property. 

Exploring Commercial Mortgage Options in Edmonton 

Commercial Mortgages in Canada

The Edmonton commercial real estate market offers a diverse range of property types, and Mortgage Route can connect you with the most suitable financing options. Here’s a glimpse into some popular commercial mortgage products: 

  • Conventional Commercial Mortgages: Offered by banks and other lenders, these mortgages provide competitive rates and terms for investment properties with strong financials. 
  • Private Mortgages: Private lenders offer more flexible financing solutions for properties that might not meet conventional lending criteria. 
  • Construction Financing: Designed to finance the construction of a commercial property, this short-term financing option converts to permanent financing upon completion. 
  • CMHC-insured Mortgages: Backed by the Canada Mortgage and Housing Corporation (CMHC), these mortgages offer lower down payments for qualifying properties. 

How Commercial Mortgages Drive Local Business Success 

How Commercial Mortgages Drive Local Business Success

Commercial mortgages can be a powerful asset for Edmonton business owners and investors to achieve their financial goals.

They provide the capital needed to acquire or expand commercial property, fueling your business growth. Additionally, commercial mortgages allow you to invest in income-producing properties, generating a steady stream of rental revenue.

Over time, your mortgage payments contribute to building equity in the property, increasing your net worth and giving you a valuable long-term asset. 

Mortgage Route’s Commercial Financing Solutions for Edmonton Businesses 

Taking your business to the next level often requires the right space. Whether you’re looking to expand your current space, acquire a new property entirely, or invest in income-generating real estate, Mortgage Route offers flexible financing solutions to fit your needs.

Our commercial mortgage options can help you secure the capital you need to fuel business growth, generate rental income, and build long-term equity in your commercial property. Commercial mortgages from Mortgage Route can be the key to unlocking your commercial property goals. 

Partnering with Mortgage Route for Edmonton’s Premier Commercial Mortgage Solutions 

Commercial mortgage edmonton 02

Navigating the complex landscape of commercial mortgages in Edmonton requires expert guidance. Mortgage Route’s experienced and dedicated team boasts a deep understanding of the Edmonton market and access to a vast network of lenders.

We work tirelessly to secure the most favorable financing terms for your unique commercial property needs.

We’re committed to guiding you through these processes with expertise and empathy. For personalized advice and assistance in mortgage matters, feel free to contact us at karanpreet.s@dominionlending.ca or 780-802-4845.  

Thank you for submitting your request for a free quote. We will be in touch soon! If you have any questions or concerns call 780-802-4845 - Mortgage Route Team

Current Prime Rate is 7.20

Rates subject to change without notice. *O.A.C. E.& O.E.

TermsBank
Rates
Our
Rates
5 Year Adjustable (high ratio / no pre approvals)6.45%6.10%
3 Year (fixed high ratio / Live deal)5.79%5.29%
5 Year (fixed high ratio / 120 day hold / Live deal )5.44%4.99%
5 Year (fixed rate / high ratio – Borrowed down)5.64%4.99%
2 Year (fixed high ratio)6.49%6.29%
4 Year (fixed rate high ratio)5.69%4.99%
5 Year (fixed rate refinance)6.49%5.79%
Auto Financing8.99%7.99%